Bank Muamalat Job Vacancy

PT Bank Muamalat, one of the country’s major sharia banks, plans to offer Islamic bonds worth between US$50 million and $100 million to global investors this year.

The bank’s president director, Arviyan Arifin, said in Jakarta on Monday that the sukuk bonds would be offered to investors in the Middle East. He said that the bank would open a branch in Jeddah, Saudi Arabia, to support the plan. “We will issue the sukuk this year as soon as we open a branch office in Jeddah,” he said.

Muamalat finance director Hendiarto said the bank was still preparing the opening of the new Jeddah branch. “We are still trying to meet the requirements,” he added.

Hendiarto said Muamalat also planned to issue subordinated sukuk worth about Rp 800 billion ($93.6 million) to Rp 1.5 trillion to strengthen the company’s financing capacity. — JP

PT Bank Muamalat Indonesia Tbk booked IDR270 billion of gross profit throughout the year, rose 93.15% from the same period last year.

The growth of the earnings before tax was due to bigger margin income from its financing, said Director of Retail Banking Adrian A. Gunadi. Up to September, financing rose 45.24% to IDR20 trillion from IDR13.77 trillion.

Most of its financing was channeled to retailers by 65% or IDR13 trillion and the remaining was given to commercial and corporate clients. Consumer loan, particularly for property, dominated the portion followed by multifinance and cooperative.

"From the total IDR6.3 trillion consumer financing portfolio, IDR3 trillion was channeled to housing financing," Adrian said.

Bank Muamalat was established in 1991 by local and foreign investors. Islamic Development Bank owns 32.82% of the Islamic bank's share, Boubyan Bank Kuwait has 24.94%, Atwill Holdings Limited holds 17.95% and public trades the rest 5%.

Retail segment also motored the growing third party fund, which grew by IDR7.15 trillion to IDR21 trillion in total. The retail clients contributed IDR14 trillion of its third party fund.

"Saving and current account represented 50% of the total of retail’s third party fund. The rest 50% was in deposit,” Adrian detailed.

Nearly two decades after its birth, Bank Muamalat now provides services to over 2.5 million customers through a network of over 3000 outlets spread across all 33 provinces in Indonesia. The network is also supported by an alliance through more than 4000 online post office/SOPP, 32.000 ATM, as well as over 100.000 debit merchant across the country. Bank Muamalat is also the first and the only Indonesian bank running a full branch in Malaysia.

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Available Position

HC Area Support (Jakarta Area)
Jakarta Raya

  • Male or female maximum 30 years old
  • Minimum Bachelor Degree (S1), preferable graduated from Psychology
  • Having experience in Human Resource/Human Capital Department for 3 years
  • Good interpersonal skill, discipline, high initiative
  • Good English communication skill and having knowledge about Syariah Banking is a plus
  • Will be located in Medan

Customer Service
Jakarta Raya

  • Handle incoming calls from customer and able to assist them with any problems, services, requests and others.
  • Maintain the services required such as calls to the customer to ensure a service and product relationship with them.
  • Ensuring a good coordination and working relationship with other departments.


  • Candidate must possess at least a Bachelor's Degree (S1) in any field.
  • GPA minimum 2.75 from reputable university.
  • Male or Female, max 27 years old.
  • Having experience in the same position min 1 year
  • Familiar with Microsoft Office (MS. Word, Excel)
  • Proficient in English with minimum score of TOEFL Prediction/EPT LBPP LIA 400.
  • Good appearance with excellent communication and interpersonal skill.
  • Pleasant to help customer needs.
  • High initiative, discipline and ready to work in a team with tight schedule.
  • Height Min. 160 cm (Female) & 170 cm (Male)

Back Office
Jakarta Raya

  • Female or male, max 27 years old.
  • Hold S1 with GPA 3.00
  • Having experience in the same position min 1 year
  • Able to work in tight schedule.
  • Proficiency in MS. Office especially MS. Excel is a must.
  • Fluent in English written & oral is a plus.
  • Having min. toefl score 400 from reputation course and certificate
  • Good communication analytical skills.
  • Customer oriented, Accurate, Good communication and interpersonal skills.
  • Resourceful and creative problem-solver.
  • Good team player.
  • Handling transaction administration, accounting and tax.
  • Providing internal and external report.
  • Ensuring a good coordination and working relationship with other departments in Jakarta and in the branches.
  • Handling transaction administration, accounting and tax.
  • Providing internal and external report.
  • Ensuring a good coordination and working relationship with other departments in Jakarta and in the branches.

Jakarta Raya

  • Men / Women, Islamic commitment, berakhlaq well and never break the law
  • All D3/S1 Education Programs with GPA min 3.00
  • Have the English skills both oral and written, and can operate computer min. MS Office
  • Good-looking, minimal height 160cm (female), 170cm (men)
  • Physically and mentally healthy
  • Preferred are not married
  • Age max 27 years
  • Preferred experience in the field at least 1 yr
  • Highly motivated



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